Unlock Your Rental Property's Equity with 2nd Mortgage Program

If you want to efficiently access equity from your rental property without refinancing, our 2nd Mortgage Rental Program is the perfect solution. This program allows you to secure a second-position loan while keeping your primary mortgage intact, providing the flexibility to fund new investments or property upgrades. Tailored to enhance your rental portfolio, it offers a streamlined way to unlock additional capital and drive growth.

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2nd Mortgage Rental Loan*

Fixed Rate Closed End Second Mortgages up to 85% CLTV
Rates Starting at 8.375%*
$30K-$500K Loan Amounts
Non-Owner Occupied, 1-4 Single-Family Homes, Condos, Townhomes, PUD Properties
680+ Credit Score
1.1x Minimum DSCR
Pre-Payment Penalty
Leased and Unleased Qualifications

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*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Temple View Capital Funding, LP or its affiliates and are subject to our credit, legal and investment approval process. Rates and terms are as of 11/18/2024.

What is a 2nd Mortgage Rental Loan?

A 2nd Mortgage Rental Loan allows property owners to take out an additional loan secured by the equity in their rental property, while still keeping their existing primary mortgage. This type of financing enables owners to access funds for new investments, property improvements, or other financial needs without refinancing their primary loan. Temple View's Second Mortgage Rental Loan offers a flexible and efficient way to leverage the value of a rental property, providing real estate investors with the capital they need to fuel growth, enhance properties, and maximize the potential of their rental portfolios—all while keeping their primary mortgage intact.

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Advantages of Our 2nd Mortgage Loans

Our programs are tailored to your project, experience and unique requirements. Apply now for a quick assessment.

Fixed Rate, Fully Amortizing Loans
Drive-By Appraisal Qualifications
20, 25, and 30 Year Amortization

Exterior Only Appraisal Qualifications
45 Day Rental Loan Lock Guarantee
Nationwide Lending

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See What Our Clients Have to Say

"This is one of my favorite lenders to close for; I mean I absolutely love working with this team! They are great with communication from beginning to end and they put in the extra late hours with me to ensure we actually close ON TIME.

The products they offer are also great for investors. From the products to the team, I think they're one of the best hard money lenders out there."

L.C

"Been working with them for a few months. The advanced draws is what sets them apart. I’m doing more than one deal at a time so to get money upfront for work is a big difference maker.

Dave W. is there every time I need something and I can speak directly to others if need be. Wish underwriting was a bit faster as they ask me for things others don’t, but you take the good with the bad."

B.H

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"I have closed several loans with this lender. I did not have any issues and all of my loans were quick to close. One of the loans had a delay on the seller’s end and Temple View did a great job dealing with the delay and making sure the loan closed.

I worked with Matt S. and Danielle O. and I am very happy with their communication and knowledge. I would highly recommend Temple View and will definitely work with them again."

N.G.

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"I have been in the business for over 5 years and Temple View has exceeded my expectations of what and how a hard money lender should operate. Temple View Capital is by far one of the best companies I have worked with to date. Very professional and attentive to my business needs.I have over 10 loans with this lender, I have several investors that I have referred to Temple View and each of them are very pleased with the services they received. This is truly a company you can depend on and trust. A special thanks to Matthew and Danielle for always getting the job done."

J.H.

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"I would highly recommend Temple View to anyone looking to do business in the fix and flip space. Their terms are competitive, and their process is smooth. They were able to close in less than two weeks start to finish. I will definitely use them again."

L.S.

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"My experience with TVC was remarkable. The quality of service I received from Paul J. and Katie S. was amazing. They were knowledgeable and thorough, and got me through the loan process swiftly. I would recommend TVC to anyone looking for a no hassle hard money product."

T.G.

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"What I appreciate about Temple View is that they were able to get creative with my financing structure where other lenders wouldn’t. The closing process was really seamless, way more efficient than my experience working with other lenders in the past."

B.C.

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"Working with Temple View Capital has been one of the best decisions we've made as investors. The entire process has been smooth. They have gone above and beyond to provide guidance and recommendations. We're excited to close on our first property and look forward to working with Temple View on future projects."

R.R.

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